Introduction to SBI Corporate Loan Schemes

SBI’s corporate loan schemes provide tailored financing solutions for businesses, supporting growth, expansion, and operational needs. Loanpao partners with SBI to streamline access to these loans, offering expert guidance for businesses in 2025.

Why Choose SBI Corporate Loans?

SBI corporate loans offer businesses a range of benefits:

  • Competitive Interest Rates: Starting at 8% p.a., based on credit profile.
  • High Loan Amounts: Up to ₹500 crore for large-scale projects.
  • Flexible Tenure: Repayment periods up to 7 years or more.
  • Customized Solutions: Tailored for working capital, expansion, or equipment.
  • Trusted Lender: Backed by SBI’s reputation and reliability.

Key SBI Corporate Loan Schemes

Loanpao facilitates access to these SBI corporate loan schemes:

Scheme Details
SBI Corporate Term Loan Long-term financing for capital expenditure and expansion.
SBI Working Capital Loan Short-term funds for daily operations and cash flow.
SBI SME Asset-Backed Loan Loans against property or machinery for SMEs.
SBI Export Finance Support for export-oriented businesses with competitive rates.
SBI Project Finance Funding for large infrastructure and industrial projects.

Note: Interest rates and terms vary based on business profile and scheme.

Eligibility Criteria for SBI Corporate Loans

Businesses must meet these criteria to avail SBI corporate loans via Loanpao:

  • Business Type: Proprietorship, partnership, or company.
  • Turnover: Minimum ₹1 crore annually (varies by scheme).
  • Business Vintage: At least 3 years of operation.
  • Credit Score: CIBIL score of 700+ preferred.
  • Collateral: May be required for higher loan amounts.

Tip: Maintain audited financials for smoother approval.

Documents Required

Loanpao ensures compliance with SBI’s documentation requirements:

  • Business Proof: GST registration, Udyam certificate, or incorporation documents.
  • Financials: Audited balance sheets and P&L for 2–3 years.
  • KYC: PAN, Aadhaar of directors/partners.
  • Bank Statements: Last 12 months’ statements.
  • Collateral Documents: Property deeds, if applicable.

Types of SBI Corporate Loans

Loanpao offers access to various SBI corporate loan types:

  • Term Loans: For capital expenditure and expansion.
  • Working Capital Loans: For operational expenses.
  • Cash Credit: Overdraft facility for short-term needs.
  • Bill Discounting: Financing against invoices.
  • Project Loans: For infrastructure or industrial projects.

Benefits of SBI Corporate Loans via Loanpao

Partnering with Loanpao for SBI corporate loans offers:

  • Competitive interest rates starting at 8% p.a.
  • Fast processing and disbursal within 10–20 days.
  • Flexible repayment options tailored to cash flow.
  • Expert assistance for documentation and approval.
  • Access to SBI’s extensive corporate banking expertise.

Frequently Asked Questions

Interest rates start at 8% p.a., depending on the scheme and credit profile.

Businesses with a minimum turnover of ₹1 crore and 3 years of operation are eligible.

Collateral may be required for higher loan amounts, depending on the scheme.

SBI offers up to ₹500 crore, based on business needs and eligibility.

Loanpao ensures disbursal within 10–20 days post-verification.

Startups with at least 3 years of operation and strong financials may qualify.

Business proof, financials, KYC, bank statements, and collateral documents are required.

Yes, schemes like CGTMSE provide credit guarantees for collateral-free loans.

Yes, businesses can apply for multiple schemes, subject to eligibility.

Contact Loanpao via the website or call the support number on the contact page.