Introduction to Festive Season Personal Loan Offers

The 2025 festive season brings attractive personal loan offers from Loanpao, designed to help you finance celebrations, shopping, or home renovations with ease. Learn more about personal loans.

Why Choose Personal Loans This Festive Season?

Festive personal loans offer unique benefits:

  • Competitive Rates: Affordable interest rates for salaried and self-employed individuals.
  • No Collateral: Unsecured loans requiring no asset pledging.
  • Flexible Repayment: Choose tenures from 12 to 60 months to suit your budget.
  • Quick Approval: Online applications with funds disbursed in 24 hours.
  • Zero Processing Fees: Enjoy waived fees during festive promotions.

Eligibility Criteria for Festive Personal Loans

To avail these offers, you need:

  • Credit Score: Preferably 750 or above for the best rates.
  • Income: Minimum ₹15,000/month for salaried; stable income for self-employed.
  • Age: 21–60 years.
  • Employment: At least 6 months with current employer or business continuity for self-employed.
  • KYC: Valid Aadhaar, PAN, and bank account.

Documents Required

Loanpao requires:

  • Identity Proof: Aadhaar Card, PAN Card.
  • Address Proof: Utility Bill, Voter ID.
  • Income Proof: Salary slips (3 months), ITR for self-employed.
  • Bank Statements: Last 6 months.
  • Photograph: Passport-size photo.

Benefits of Festive Personal Loans

Key advantages include:

  • Finance festive expenses like gifts, travel, or events without dipping into savings.
  • Competitive rates lower than credit card rates.
  • Flexible tenures to manage EMIs comfortably.
  • Opportunity to improve credit score with timely repayments.
  • No prepayment charges on loans up to ₹50 lakh.

Frequently Asked Questions

Loanpao offers lower rates to boost borrowing and support festive financial needs.

Salaried or self-employed individuals aged 21–60 with a credit score of 750+ and a minimum income of ₹15,000/month.

With Loanpao, funds can be disbursed within 24 hours after approval, thanks to digital processes.

Loanpao ensures transparency with no hidden charges; processing fees may be waived during festive offers.

Visit Loanpao’s application page, fill in your details, upload documents, and get instant approval.