Introduction to Infrastructure Project Loans
Infrastructure project loans are specialized financing solutions designed to fund large-scale projects such as roads, bridges, power plants, and urban development initiatives. Loanpao offers customized loan options with competitive rates and flexible repayment terms to support infrastructure development in India in 2025.
Key Features of Infrastructure Project Loans
Loanpao’s infrastructure loans are tailored for large-scale projects:
- High Loan Amounts: Funding from ₹10 crore to ₹500 crore, depending on project scope.
- Long Repayment Tenure: Up to 15–20 years to ensure affordable EMIs.
- Competitive Interest Rates: Starting at 8.5% p.a., subject to project viability.
- Flexible Disbursal: Phased disbursements aligned with project milestones.
- Collateral-Based: Secured against project assets or other collateral.
Types of Infrastructure Projects Financed
Loanpao supports a wide range of infrastructure projects:
| Project Type | Examples |
|---|---|
| Transportation | Roads, highways, bridges, railways, airports. |
| Energy | Power plants, renewable energy projects, transmission lines. |
| Urban Development | Smart cities, housing complexes, commercial hubs. |
| Water & Sanitation | Water treatment plants, irrigation systems, sewage systems. |
| Telecommunications | Network infrastructure, data centers, telecom towers. |
Eligibility Criteria
To qualify for an infrastructure project loan with Loanpao, meet these requirements:
- Business Entity: Registered companies, consortiums, or SPVs (Special Purpose Vehicles).
- Project Viability: Detailed project report (DPR) with feasibility study.
- Financial Stability: Strong balance sheet and revenue projections.
- Collateral: Assets or guarantees to secure the loan.
- Regulatory Approvals: Necessary permits and clearances from government authorities.
Documents Required
Prepare the following for a smooth application process:
- Business Documents: Company registration, GST certificate, PAN.
- Project Details: Detailed Project Report (DPR), cost estimates, timelines.
- Financials: Audited financial statements for the last 3 years.
- Collateral Documents: Property deeds, valuation reports.
- Approvals: Environmental clearances, land acquisition documents.
Benefits of Choosing Loanpao
Why partner with Loanpao for infrastructure financing:
- Customized Solutions: Loans tailored to project-specific needs.
- Fast Processing: Approvals within 7–14 working days, subject to documentation.
- Expert Support: Dedicated team to guide you through the process.
- Flexible Repayment: Moratorium periods and phased disbursals aligned with project progress.
- Competitive Rates: Transparent pricing with no hidden charges.
Frequently Asked Questions
Loanpao offers loans from ₹10 crore to ₹500 crore, depending on the project’s scope and viability.
Approvals typically take 7–14 working days, provided all documents and approvals are in place.
Yes, Loanpao offers moratorium periods aligned with project milestones, typically up to 2–3 years.