Overview of Corporate Loan Schemes for Startups

Corporate loan schemes for startups provide essential funding for growth, innovation, and operations. Loanpao partners with top lenders to offer tailored corporate loans and business loans for startups in India.

Why Startups Need Corporate Loans

Startups require capital for:

  • Scaling Operations: Expand production or services.
  • Technology Investments: Upgrade tech infrastructure.
  • Working Capital: Manage daily expenses and cash flow.
  • Market Expansion: Enter new markets or regions.

Types of Corporate Loan Schemes for Startups

Loanpao offers various corporate loan options:

Term Loans

For long-term investments with:

  • Loan amounts up to ₹10 crore.
  • Interest rates starting at 10.0% p.a.
  • Repayment tenures of 1–7 years.

Working Capital Loans

For operational needs with:

  • Loan amounts up to ₹5 crore.
  • Interest rates starting at 11.0% p.a.
  • Flexible repayment up to 3 years.

Government-Backed Schemes

Such as Startup India or MUDRA with:

  • Subsidized rates from 8.0% p.a.
  • Loan amounts up to ₹50 lakh.
  • Collateral-free options for eligible startups.

Comparison of Corporate Loan Schemes

Loan Type Loan Amount Interest Rate Tenure
Term Loan Up to ₹10 crore 10.0%–14.0% p.a. 1–7 years
Working Capital Loan Up to ₹5 crore 11.0%–15.0% p.a. Up to 3 years
Government-Backed Loan Up to ₹50 lakh 8.0%–12.0% p.a. 1–5 years

Loanpao’s Corporate Loans: Features and Benefits

Loanpao’s corporate loans for startups are designed for growth:

Key Features

  • Quick Approval: Approvals within 48–72 hours.
  • Minimal Documentation: Basic KYC and business proof.
  • Flexible EMIs: Customizable repayment plans.
  • RBI Compliance: Transparent terms with no hidden fees.

Eligibility Criteria

To apply for Loanpao’s corporate loans:

  • Business Age: Minimum 1 year of operations.
  • Revenue: Annual turnover of ₹10 lakh or more.
  • Credit Score: Preferably 700+.
  • Registration: Registered as a private limited company, LLP, or partnership.
Documents Required
  • Aadhaar, PAN, or GST registration.
  • Bank statements (6–12 months).
  • Business plan or project report.
  • Financial statements (if applicable).

How to Apply for Corporate Loans via Loanpao

Applying is simple and digital:

Steps to Apply

  1. Visit Loanpao’s application page.
  2. Enter business and loan details.
  3. Upload required documents.
  4. Get approval within 48–72 hours.

Why Choose Loanpao?

Loanpao offers competitive rates, fast disbursal, and expert guidance for startups.

Case Study: Startup Loan Success

A tech startup secured a ₹2 crore term loan via Loanpao at 10.5% p.a. for product development.

Frequently Asked Questions

These are financing options for startups to fund growth, operations, or innovation.

Term loans, working capital loans, and government-backed schemes like Startup India.

Rates start at 8.0% p.a. for government schemes and 10.0% p.a. for term loans.

Loanpao ensures approvals within 48–72 hours.

Aadhaar, PAN, GST registration, bank statements, and a business plan.

Yes, startups with at least 1 year of operations are eligible.

Loanpao offers flexible prepayment with minimal or no penalties.

Yes, government-backed schemes like MUDRA offer collateral-free loans.

Loanpao adheres to RBI guidelines with clear terms and no hidden fees.

Visit Loanpao’s website or contact support via the contact page.