Stand-Up India Loan Scheme 2025 Overview
LoanPao’s Stand-Up India Loan Scheme 2025 empowers Scheduled Caste (SC), Scheduled Tribe (ST), and women entrepreneurs by providing composite loans from ₹10 lakh to ₹1 crore for greenfield projects in manufacturing, services, trading, or agri-allied sectors. This government-backed scheme promotes entrepreneurship among underserved communities, covering up to 85% of project costs with a repayment tenure of 7 years and an 18-month moratorium. Apply online via our application portal or contact us at +91-971-769-5334 for guidance.
With LoanPao’s streamlined e-KYC process, you can start your business within days. We provide dedicated support for business setup and loan processing. Explore more financing options on our loans page.
Key Benefits of Stand-Up India Loan
Up to ₹1 Crore Loan
Finance greenfield projects with loans from ₹10 lakh to ₹1 crore.
85% Project Funding
Covers up to 85% of project costs with minimal margin (10–15%).
Credit Guarantee
Optional coverage for collateral-free loans.
Flexible Repayment
Up to 7 years with an 18-month moratorium.
Digital Application
Apply online with e-KYC for quick processing.
Business Support
Expert guidance for business setup and growth.
Eligibility Criteria for Stand-Up India Loan
To qualify for LoanPao’s Stand-Up India Loan, applicants must meet the following criteria.
| Criteria | Details |
|---|---|
| Applicant Type | SC/ST or women entrepreneurs above 18 |
| Project Type | Greenfield projects in manufacturing, services, trading, or agri-allied sectors |
| Ownership | 51% shareholding/control by SC/ST or women in non-individual enterprises |
| Credit History | No defaults with any bank/financial institution |
| Availability | Through LoanPao’s partnered financial institutions |
Contact us at info@loanpao.in for assistance.
Documents Required for Stand-Up India Loan
LoanPao’s streamlined process requires minimal documentation. Ensure all documents are recent:
- KYC Documents: Aadhaar, PAN, voter’s ID, passport, or driving license
- SC/ST Certificate: If applicable, for SC/ST applicants
- Business Plan: Detailed project report for the greenfield venture
- Proof of Residence: Utility bill, Aadhaar, or property tax receipt
- Ownership Proof: For non-individual enterprises, proof of 51% SC/ST or women ownership
Upload documents securely via our online portal for quick verification.
Loan Details and Interest Rates
Choose a loan amount that suits your business needs. The Stand-Up India Scheme offers:
| Loan Amount | Interest Rate (p.a.) | Repayment Tenure | Margin |
|---|---|---|---|
| ₹10 lakh–₹50 lakh | Starting at 10% (indicative) | Up to 7 years (18-month moratorium) | 10–15% |
| ₹50 lakh–₹1 crore | Starting at 10% (indicative) | Up to 7 years (18-month moratorium) | 10–15% |
Contact our team at +91-971-769-5334 to choose the best plan.
How to Apply for Stand-Up India Loan
Applying for the Stand-Up India Loan with LoanPao is quick and easy:
- Register on our application portal with your details.
- Submit KYC, SC/ST certificate (if applicable), and business plan via e-KYC.
- Get your loan processed within days after verification by our partnered institutions.
Start your application now or contact our team at +91-971-769-5334 for expert guidance.
Compare Stand-Up India with Other Business Loans
LoanPao helps you compare Stand-Up India with other business loans to find the best fit:
| Scheme | Loan Amount | Interest Rate (p.a.) | Tenure | Eligibility |
|---|---|---|---|---|
| Stand-Up India | ₹10 lakh–₹1 crore | Starting at 10% | Up to 7 years | SC/ST or women entrepreneurs |
| MUDRA Loan | Up to ₹10 lakh | 8–12% | Up to 5 years | MSMEs, no specific community focus |
| Business Loan | ₹50,000–₹50 crore | 10–20% | 1–5 years | All entrepreneurs |
Note: Rates and terms are indicative as of July 2025. Compare more options on our loans page.
Popular Uses of Stand-Up India Loan Funds
Stand-Up India loans support a variety of greenfield ventures, including:
- Setting up manufacturing units (e.g., disposable goods production)
- Starting service businesses (e.g., optometric clinics)
- Trading ventures (e.g., retail agencies like Safal Products)
- Agri-allied activities (e.g., organic farming or poultry)
- Purchasing machinery or equipment for startups
Apply via our application portal to fund your business idea.
Why Choose LoanPao for Your Stand-Up India Loan?
LoanPao is your trusted partner for Stand-Up India loans due to our seamless process and support:
Trusted Partners
Work with our network of financial institutions for secure financing.
EMI Calculator
Plan repayments with our calculator.
24/7 Customer Support
Contact us anytime at +91-971-769-5334.
Tips for a Successful Stand-Up India Loan Application
Maximize your chances of approval with these expert tips:
- Prepare a detailed business plan for your greenfield project.
- Ensure no prior defaults with banks or financial institutions.
- Use e-KYC for faster document verification.
- Contact LoanPao for personalized guidance on your application.