Real Estate Loan Overview
Real estate loans are financial products designed for purchasing or constructing residential or commercial properties, including homes, plots, or commercial spaces. LoanPao partners with 500+ RBI-compliant lenders to offer real estate loans up to ₹10 crore with competitive interest rates starting at 8% p.a. and tenures up to 30 years. Apply online with our e-KYC process for approvals within 15–30 days. Use our EMI Calculator to plan repayments or explore related options like Home Loan or Mortgage Loan. Contact us at +91-971-769-5334 for guidance.
Our platform simplifies the real estate loan process, offering expert support for individuals, businesses, and developers across India. Check your eligibility instantly with our eligibility tool or learn about property financing.
Key Benefits of Real Estate Loans
Up to ₹10 Crore
Access funding for property purchase, construction, or renovation.
Low Interest Rates
Competitive rates starting at 8% p.a. for property loans.
Online Application
Apply with e-KYC for a streamlined process.
Trusted Lenders
Partnered with 500+ RBI-compliant banks and NBFCs.
Fast Approval
Get loan approvals in as little as 15–30 days.
Long Tenure
Repayment terms up to 30 years for affordable EMIs.
Eligibility Criteria for Real Estate Loans
Real estate loans are available to individuals, businesses, or developers with a viable property plan. Check your eligibility with our eligibility tool.
| Criteria | Details |
|---|---|
| Applicant Type | Individuals, partnerships, or real estate developers |
| Age | 21–65 years (at loan maturity) |
| Income | Stable income (salaried or business, varies by lender) |
| Credit Score | 650+ preferred for competitive rates |
| Property Documents | Clear title deeds, approved plans, and valuation report |
| Loan-to-Value (LTV) | Up to 80% of property value |
Contact info@loanpao.in for assistance with eligibility requirements.
Documents Required for Real Estate Loans
Ensure the following documents are ready to expedite your real estate loan application:
- KYC Documents: Aadhaar, PAN, Voter ID
- Property Documents: Title deeds, approved building plan, NOC, and valuation report
- Income Proof: Last 2 years ITR, salary slips, or business financials
- Bank Statements: Last 6 months
- Project Plan: Construction cost estimates or purchase agreement (if applicable)
Upload documents securely via our online portal for quick verification.
Loan Amount and Interest Rates
Real estate loans offer flexible funding with competitive interest rates. Use our EMI Calculator to plan repayments.
| Loan Purpose | Loan Amount | Interest Rate | Tenure |
|---|---|---|---|
| Residential Property Purchase | ₹10 lakh–₹5 crore | 8%–11% p.a. | 5–30 years |
| Commercial Property Purchase | ₹20 lakh–₹10 crore | 9%–12% p.a. | 5–20 years |
| Home Construction | ₹10 lakh–₹5 crore | 8.5%–13% p.a. | 5–25 years |
Note: Interest rates and terms vary by lender and applicant profile as of July 2025.
How to Apply for a Real Estate Loan
Applying for a real estate loan with LoanPao is simple and efficient. Follow these steps:
- Fill out the application form below with personal and property details.
- Upload required documents (KYC, property documents, income proof) via our secure e-KYC portal.
- Receive loan approval within 15–30 days and funds disbursed to your account.
Start your application now or contact our team at +91-971-769-5334 for expert guidance.
Why Choose LoanPao for Real Estate Loans?
LoanPao is your trusted partner for real estate loans due to our expertise and customer-centric approach:
Extensive Lender Network
Access offers from 500+ RBI-compliant lenders for the best real estate loan deals.
EMI Calculator
Plan repayments with our EMI Calculator.
24/7 Support
Contact us anytime at +91-971-769-5334.
Tips for a Successful Real Estate Loan Application
Maximize your approval chances with these expert tips:
- Ensure clear property title and approved building plans to avoid delays.
- Maintain a credit score of 650+ for better loan terms. Check your score with our CIBIL login tool.
- Provide accurate income proof and bank statements for quick verification.
- Compare lenders on our loan comparison page for the best rates.
- Include a detailed project plan for construction loans to strengthen your application.