PM Kisan Sampada Yojana Loan Overview
The Pradhan Mantri Kisan Sampada Yojana (PMKSY) loan is a government-backed initiative to boost India’s food processing sector, offering financial assistance up to ₹2 crore with 35%–75% subsidies for agro-processing, cold chains, and mega food parks. Implemented by the Ministry of Food Processing Industries (MoFPI), PMKSY aims to reduce agricultural wastage, enhance farmer income, and create rural employment. LoanPao partners with 500+ RBI-compliant lenders to provide seamless access to PMKSY loans with interest rates of 8%–12% p.a. and tenures up to 7 years. Apply online with our e-KYC process for approvals within 30–60 days. Use our EMI Calculator to plan repayments or explore related schemes like MSME Loan or Business Loan. Contact us at +91-971-769-5334 for guidance.
[](https://cleartax.in/s/pm-kisan-sampada-yojana)Our platform simplifies the PMKSY loan process, offering expert support for farmers, FPOs, SHGs, and MSMEs. Check your eligibility instantly with our eligibility tool
Key Benefits of PMKSY Loans
Up to ₹2 Crore
Access substantial funding for agro-processing and infrastructure projects.
High Subsidies
Get 35%–75% subsidies, up to ₹10 lakh for units and ₹10 crore for food parks.
Farmer Support
Boost income through value addition and reduced wastage.
Online Application
Apply with e-KYC for a streamlined process.
Trusted Lenders
Partnered with 500+ RBI-compliant banks and NBFCs.
Rural Employment
Create jobs through agro-processing and cold chain projects.
Eligibility Criteria for PMKSY Loans
PMKSY loans are available to a wide range of applicants involved in food processing and agro-processing activities. Check your eligibility with our eligibility tool.
[](https://www.bankbazaar.com/government-schemes/pradhan-mantri-kisan-sampada-yojana.html)| Criteria | Details |
|---|---|
| Applicant Type | Individual farmers, FPOs, SHGs, cooperatives, MSMEs, private firms |
| Business Type | Food processing, agro-processing, cold chains, mega food parks |
| Project Cost | Minimum ₹50 lakh for units, ₹10 crore for food parks |
| Contribution | Minimum 10% of project cost by applicant |
| Credit Score | 650+ preferred for competitive rates |
| Location | Projects in India, preferably near agro-clusters |
Contact info@loanpao.in for assistance with eligibility requirements.
Documents Required for PMKSY Loans
Ensure the following documents are ready to expedite your PMKSY loan application:
- KYC Documents: Aadhaar, PAN, Voter ID
- Project Report: Detailed plan of agro-processing or cold chain project
- Financial Statements: Last 2 years ITR or balance sheets
- Land Documents: Ownership proof or lease agreement
- Business Registration: GST certificate, MSME registration, or FPO/cooperative documents
- Bank Statements: Last 6 months
Upload documents securely via our online portal for quick verification.
Loan Amount and Subsidy Details
PMKSY loans offer flexible funding and subsidies tailored to project types. Use our EMI Calculator to plan repayments.
[](https://cleartax.in/s/pm-kisan-sampada-yojana)| Project Type | Loan Amount | Subsidy | Tenure |
|---|---|---|---|
| Micro Food Processing Units | Up to ₹50 lakh | 35% (max ₹10 lakh) | 1–5 years |
| Cold Chain Infrastructure | Up to ₹1 crore | 50% (max ₹5 crore) | 1–7 years |
| Mega Food Parks | Up to ₹2 crore | 50%–75% (max ₹10 crore) | 3–7 years |
Note: Subsidies and terms vary by project and are subject to MoFPI guidelines as of July 2025.
How to Apply for a PMKSY Loan
Applying for a PMKSY loan with LoanPao is simple and efficient. Follow these steps:
- Fill out the application form below with personal, business, and project details.
- Upload required documents (KYC, project report, financials) via our secure e-KYC portal.
- Receive loan approval within 30–60 days and subsidies post-verification by MoFPI.
Start your application now or contact our team at +91-971-769-5334 for expert guidance.
Why Choose LoanPao for PMKSY Loans?
LoanPao is your trusted partner for PM Kisan Sampada Yojana loans due to our expertise and customer-centric approach:
Extensive Lender Network
Access offers from 500+ RBI-compliant lenders for the best PMKSY loan deals.
EMI Calculator
Plan repayments with our EMI Calculator.
24/7 Support
Contact us anytime at +91-971-769-5334.
Tips for a Successful PMKSY Loan Application
Maximize your approval chances with these expert tips:
- Prepare a detailed project report outlining agro-processing or cold chain objectives.
- Ensure a credit score of 650+ for better loan terms. Check your score with our CIBIL login tool.
- Provide accurate financial and land documents to avoid delays.
- Compare lenders on our loan comparison page for the best rates.
- Apply early to align with MoFPI’s subsidy approval cycles.