Payday Loan Overview
LoanPao’s Payday Loans in India 2025 provide quick financial relief with loans up to ₹1 lakh at 15%–36% p.a. for short-term needs like medical emergencies or bill payments. Designed for salaried individuals and small business owners, these unsecured loans offer same-day disbursal through our network of 500+ RBI-compliant lenders. Repayment tenures range from 15–60 days. Explore related options like Personal Loan or Instant Digital Loan for larger needs.
Apply below or use our EMI Calculator to plan repayments. Contact us at +91-971-769-5334 for assistance.
Benefits of Payday Loans
Instant Disbursal
Funds credited within hours.
No Collateral
Unsecured loans, no assets required.
Online Process
Apply with e-KYC in minutes.
Trusted Lenders
500+ RBI-compliant partners.
Short Tenure
Repay within 15–60 days.
Small Loan Amounts
Up to ₹1 lakh for urgent needs.
Eligibility Criteria
| Criteria | Details |
|---|---|
| Age | 21–60 years |
| Occupation | Salaried or self-employed |
| Minimum Income | ₹15,000/month |
| CIBIL Score | 600+ preferred |
| Loan Amount | ₹10,000–₹1 lakh |
| Nationality | Indian resident |
Check your eligibility with our CIBIL login tool or contact info@loanpao.in.
Documents Required
- Aadhaar Card
- PAN Card
- Salary Slips (last 3 months, for salaried)
- Bank Statements (last 3–6 months)
- Address Proof (if different from Aadhaar)
- Income Proof (ITR or GST returns, for self-employed)
How to Apply for a Payday Loan
Apply with LoanPao in 3 simple steps:
- Fill the form below with personal and income details.
- Upload KYC and financial documents via e-KYC.
- Get approval and funds disbursed within hours.
Start your application or call +91-971-769-5334 for support.
Compare Payday Loan Providers
| Provider | Interest Rate (p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| NBFC A | 15%–24% | ₹10,000–₹1 lakh | 15–30 days | 2–3% |
| Fintech Lender B | 20%–30% | ₹5,000–₹75,000 | 15–45 days | 1–2% |
| Bank C | 18%–36% | ₹10,000–₹50,000 | 15–60 days | 1–3% |
Note: Rates and terms are indicative as of July 2025. Contact LoanPao for updated offers.
Types of Payday Loans
LoanPao offers various Payday Loan options:
- Salary Advance Loan: For salaried individuals to cover urgent expenses.
- Business Payday Loan: For small business owners to manage cash flow gaps.
- Medical Emergency Loan: For urgent medical expenses.
- Bill Payment Loan: To clear utility or credit card bills.
- Travel Payday Loan: For unplanned travel expenses.
Why Choose LoanPao for Payday Loans?
Wide Lender Network
Compare offers from 500+ RBI-compliant lenders.
Instant Disbursal
Funds credited within hours.
24/7 Support
Contact us at +91-971-769-5334.
Tips for a Successful Payday Loan Application
- Ensure a minimum monthly income of ₹15,000.
- Maintain a CIBIL score of 600+ for better approval chances.
- Keep KYC and income documents ready for quick verification.
- Plan repayment within 15–60 days to avoid high interest.
- Use our EMI Calculator to estimate costs.