Startup Loan Overview
LoanPao’s Startup Loan in India 2025 provides financing up to ₹5 crore for new businesses to fund setup, operations, or early growth. With rates of 8%–16% p.a. and tenures up to 5 years, we partner with 500+ RBI-compliant lenders to offer approvals within 3–10 days. Aligned with schemes like Startup India and MUDRA, our loans support entrepreneurs in Delhi NCR and across India. Explore related options like MSME Loan for established small businesses.
Apply below or use our EMI Calculator to plan repayments. Contact us at +91-971-769-5334 for assistance.
Benefits of Startup Loan
High Loan Amount
Up to ₹5 crore for startup needs.
Competitive Rates
Starting at 8% p.a.
Flexible Tenure
Up to 5 years for repayment.
Trusted Lenders
500+ RBI-compliant partners.
Digital Process
Online application with e-KYC.
Collateral-Free Options
MUDRA-backed loans available.
Eligibility Criteria
| Criteria | Details |
|---|---|
| Business Type | Startups registered under DPIIT |
| Business Vintage | Up to 7 years of operation |
| Turnover | Not mandatory; viable business plan required |
| CIBIL Score | 600+ for better terms |
| Loan Amount | ₹50,000–₹5 crore |
| Collateral | Collateral-free under MUDRA; secured options available |
Check your eligibility via CIBIL login or email info@loanpao.in.
Documents Required
- DPIIT Registration Certificate
- KYC: Aadhaar, PAN of founders
- Business Plan and Financial Projections
- Bank Statements: Last 6 months
- GST Registration (if applicable)
- Proof of Business Address
How to Apply for Startup Loan
Apply with LoanPao in 3 steps:
- Fill the form below with details.
- Upload KYC, business plan, and financials via e-KYC.
- Get approval within 3–10 days and funds shortly after.
Start now or call +91-971-769-5334.
Compare Startup Loan Providers
| Provider | Interest Rate (p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| Startup India Fund | 8%–12% | ₹50,000–₹5 crore | 1–5 years | 0.5–1% |
| HDFC Bank | 9%–14% | ₹1 lakh–₹3 crore | 1–4 years | 1–2% |
| Fintech NBFCs | 10%–16% | ₹50,000–₹2 crore | 1–3 years | 1.5–3% |
Note: Rates are indicative as of July 2025. Contact LoanPao for latest offers.
Types of Startup Loans
- Seed Funding Loan: For initial business setup.
- Working Capital Loan: For operational costs.
- Equipment Finance: For purchasing assets.
- MUDRA Loans: Up to ₹10 lakh, collateral-free.
- Venture Debt: For startups with VC backing.
Why Choose LoanPao for Startup Loan?
Wide Lender Network
Compare offers from 500+ lenders.
Fast Approvals
Approvals within 3–10 days.
24/7 Support
Reach us at +91-971-769-5334.
Tips for a Successful Startup Loan Application
- Obtain DPIIT registration for Startup India benefits.
- Prepare a compelling business plan with market analysis.
- Maintain a CIBIL score of 600+ for better terms.
- Ensure financial projections align with loan amount.
- Use our EMI Calculator for repayment planning.