Instant Loan India 2025

LoanPao’s instant loans provide quick financial solutions for emergencies or personal needs in India 2025. With loans up to ₹50 lakh, interest rates starting at 10% p.a., and disbursal in 24–48 hours, our platform ensures a seamless, digital process with minimal documentation. Partnered with 500+ RBI-compliant lenders, LoanPao offers secure, transparent financing. For other personal financing options, visit our Personal Loan page.

Apply below or use our EMI Calculator to estimate repayments. Contact us at +91-971-769-5334 for support.

Benefits of Instant Loans

Quick Disbursal

Funds credited in 24–48 hours.

No Collateral

Unsecured loans with no asset pledging.

Minimal Paperwork

Only basic KYC and income proof needed.

Flexible Use

Use funds for emergencies, medical, or personal needs.

Digital Process

100% online application with e-KYC.

Trusted Lenders

500+ RBI-compliant banks and NBFCs.

Eligibility Criteria

Criteria Details
Age 21–60 years
Residency Indian citizen with valid KYC
Income Minimum ₹15,000/month (salaried/self-employed)
CIBIL Score 700+ for better rates
Loan Amount ₹50,000–₹50 lakh
Employment Minimum 6 months (salaried) or 1 year (self-employed)

Check your eligibility with our CIBIL login tool or contact info@loanpao.in.

Documents Required

  • Identity Proof: Aadhaar, PAN, Passport, or Voter ID
  • Address Proof: Utility bill, Aadhaar, or rental agreement
  • Income Proof: Salary slips (3 months) or ITR (1 year)
  • Bank Statement: Last 3 months
  • Passport-size photograph (1–2)

How to Apply for an Instant Loan

Apply with LoanPao in 3 simple steps:

  1. Fill the form below with personal and income details.
  2. Submit KYC and income documents via e-KYC.
  3. Get funds in 24–48 hours after lender approval.

Start your application or call +91-971-769-5334 for assistance.

Compare Instant Loan Providers

Provider Interest Rate (p.a.) Loan Amount Tenure Processing Fee
Bank A 10–12% ₹50,000–₹30 lakh 1–5 years 1–2%
Bank B 11–13% ₹1 lakh–₹50 lakh 1–7 years 1.5–2.5%
NBFC C 12–15% ₹50,000–₹25 lakh 1–5 years 2–3%

Note: Rates and terms are indicative and subject to change. Contact LoanPao for updated offers.

Why Choose LoanPao for Instant Loans?

Wide Lender Network

Compare offers from 500+ RBI-compliant lenders.

EMI Calculator

Use our EMI calculator to plan repayments.

24/7 Support

Contact us at +91-971-769-5334 or info@loanpao.in.

Frequently Asked Questions

An instant loan is a quick-disbursal, unsecured personal loan for urgent financial needs, with minimal documentation and approvals in 24–48 hours.

Indian residents aged 21–60 with a CIBIL score of 700+, minimum income of ₹15,000/month, and valid KYC documents are eligible.

Benefits include quick disbursal (24–48 hours), no collateral, minimal paperwork, and flexible use for emergencies or personal needs.

Aadhaar, PAN, bank statements (3 months), and salary slips or ITR for self-employed are required.

LoanPao uses digital KYC, real-time lender comparisons, and partnerships with 500+ RBI-compliant lenders for quick approvals.