International Education Loan

International Education Loans with LoanPao

LoanPao’s international education loans empower Indian students to pursue higher education abroad in 2025. Covering tuition, living expenses, and travel costs, our loans offer high amounts, competitive rates, and flexible repayment options tailored for students. With a network of 500+ RBI-compliant lenders, LoanPao ensures a seamless borrowing experience.

What is an International Education Loan?

An international education loan is a financial product designed for Indian students admitted to universities abroad. It covers expenses like tuition fees, accommodation, travel, insurance, and study materials for undergraduate, postgraduate, or specialized programs. LoanPao connects students with lenders offering customized terms, including moratorium periods during studies. Unlike personal loans, education loans often have lower interest rates and flexible repayment post-graduation. For domestic education options, explore our Personal Loans.

Benefits of LoanPao’s International Education Loans

• High Loan Amounts: Borrow up to ₹1.5 crore to cover full course costs.
• Competitive Rates: Interest rates starting at 10.5% p.a., with subsidies for meritorious students.
• Moratorium Period: No repayments during study period (course duration + 6-12 months).
• Flexible Tenure: Repayment up to 15 years, easing post-graduation burden.
• Comprehensive Coverage: Funds tuition, living expenses, travel, and insurance.
• Fast Processing: Approvals within 5-7 days, ensuring timely visa applications.

Eligibility Criteria

To qualify for a LoanPao international education loan, you should meet:

• Indian citizenship with a valid passport.
• Confirmed admission to a recognized international university (offer letter required).
• Age between 18 and 35 years.
• Co-applicant (parent/guardian) with stable income (minimum ₹6 lakh p.a.).
• CIBIL score of 700+ for co-applicant (student’s score optional).
• Academic record with 60%+ in Class 12 and undergraduate studies (if applicable).
• Valid KYC documents (Aadhaar, PAN) for student and co-applicant.
• Active bank account for disbursal and EMI payments.

Check co-applicant eligibility via our CIBIL login or contact us at info@loanpao.in.

How to Apply

Applying for an international education loan with LoanPao is straightforward:

1. Complete the Form: Fill out the online form below with student and co-applicant details.
2. Submit KYC: Provide Aadhaar, PAN, and passport for student and co-applicant.
3. Upload Documents: Share admission letter, fee structure, academic records, and co-applicant income proof.
4. Lender Matching: Our platform connects you with 500+ RBI-compliant lenders.
5. Receive Funds: Get approval in 5-7 days and funds disbursed directly to the university or account.

Start now by filling the form below or call +91-971-769-5334 for guidance.

Why Choose LoanPao for International Education Loans?

LoanPao is the ideal partner for students studying abroad:

Frequently Asked Questions