Digital Gold Loan with LoanPao
LoanPao’s digital gold loans offer a fast, secure, and convenient way to unlock funds by pledging your gold assets in India 2025. With our network of over 500 RBI-compliant lenders, we provide competitive rates, minimal documentation, and a fully digital application process for quick financing.
What is a Digital Gold Loan?
A digital gold loan is a secured loan where you pledge physical gold (jewelry, coins, or bars) to access funds. The process is entirely online, from gold valuation to loan disbursal, making it faster and more convenient than traditional gold loans. LoanPao partners with trusted banks and NBFCs to ensure secure storage of your gold, transparent valuation, and quick fund disbursal directly to your bank account.
Types of Digital Gold Loans
LoanPao offers flexible digital gold loan options to meet various needs:
- Personal Gold Loan: Ideal for personal expenses like medical bills, education, or weddings, with loan amounts based on gold value. Learn More
- Business Gold Loan: Supports small businesses or self-employed individuals for operational needs or expansion, with quick disbursal. Learn More
- Emergency Gold Loan: Designed for urgent financial needs, offering approvals within 30 minutes to 2 hours.
Benefits of LoanPao Digital Gold Loans
Our digital gold loans provide several advantages:
- Fast Disbursal: Approvals in 30 minutes to 4 hours, with funds credited directly to your account.
- Competitive Rates: Interest rates starting at 8% p.a., lower than unsecured loans.
- High Loan-to-Value (LTV): Borrow up to 75% of your gold’s market value.
- Minimal Documentation: Only KYC documents and gold ownership proof required, submitted digitally.
- Secure Storage: Gold is stored in RBI-compliant vaults with full insurance.
- Flexible Tenure: Repayment options from 3 months to 3 years.
- Digital Process: Apply, get valuation, and receive funds entirely online.
Eligibility Criteria
To qualify for a LoanPao digital gold loan, you should meet the following requirements:
- Age between 21 and 65 years.
- Ownership of gold (jewelry, coins, or bars, minimum 18K purity).
- Valid KYC documents (Aadhaar, PAN, address proof).
- Bank account for fund disbursal.
- No minimum income or CIBIL score required, as the loan is secured by gold.
- Residence in India.
Contact us at info@loanpao.in for assistance with eligibility.
How to Apply
Applying for a digital gold loan with LoanPao is quick and seamless:
- Fill the Form: Complete the form below with your personal and gold details.
- Submit KYC: Upload KYC documents (Aadhaar, PAN) and gold ownership proof digitally.
- Gold Valuation: Schedule a free, secure pickup for gold valuation or upload details for preliminary assessment.
- Lender Matching: Our team matches you with suitable lenders from our 500+ network.
- Fund Disbursal: Receive funds in your bank account within 30 minutes to 4 hours after approval.
Start now by filling the form below or call +91-971-769-5334 for immediate support.
Why Choose LoanPao for Digital Gold Loans?
LoanPao is your trusted partner for gold-backed financing in India:
Rapid Approvals
Get loan approvals within 30 minutes to 4 hours for urgent needs.
Trusted Lender Network
Partnered with over 500+ RBI-compliant banks and NBFCs.
Secure & Transparent
SSL encryption, insured gold storage, and RBI-compliant processes ensure safety.
Frequently Asked Questions
Your gold is stored in secure, RBI-compliant vaults with full insurance coverage until loan repayment.
Approvals take 30 minutes to 4 hours, with funds disbursed to your bank account immediately after approval.
No, a credit score is not required as the loan is secured by gold, making it accessible to all eligible applicants.
Apply for a Digital Gold Loan
Fill out the form below to explore digital gold loan options. Our team will contact you within 30 minutes to 4 hours to assist you.