Corporate Working Capital Loan with LoanPao

LoanPao’s corporate working capital loans empower businesses in India to manage daily operational expenses, maintain cash flow, and seize growth opportunities in 2025. Through our network of 250+ RBI-compliant lenders, we offer tailored financing solutions with competitive rates, quick disbursal, and flexible repayment options to keep your business running smoothly.

What is a Corporate Working Capital Loan?

A corporate working capital loan is a short- to medium-term financing solution designed to cover day-to-day business expenses, such as payroll, inventory purchases, rent, and supplier payments. Unlike long-term loans, these are focused on maintaining liquidity and operational efficiency, ensuring businesses can meet immediate financial obligations without disrupting growth plans.

Working capital loans bridge the gap between a company’s current assets and liabilities, providing the necessary funds to manage cash flow cycles, especially for businesses with seasonal demands or delayed receivables.

Types of Corporate Working Capital Loans

LoanPao offers various working capital loan options to suit different business needs:

  • Short-Term Working Capital Loans: Ideal for immediate needs, with tenures up to 12 months and amounts ranging from ₹10 lakh to ₹10 crore.
  • Overdraft Facility: A flexible credit line allowing businesses to withdraw funds as needed, with interest charged only on the utilized amount.
  • Invoice Financing: Unlock cash tied up in unpaid invoices by borrowing against receivables, ensuring quick liquidity.
  • Trade Credit Loans: Finance supplier payments or inventory purchases to maintain smooth supply chains.

Benefits of LoanPao Corporate Working Capital Loans

Our working capital loans are designed to support businesses with:

  • Enhanced Liquidity: Cover operational expenses like payroll, rent, and inventory without cash flow disruptions.
  • Competitive Rates: Interest rates starting at 9% p.a., tailored to your business profile.
  • Quick Disbursal: Funds disbursed within 24-48 hours post-approval, ensuring timely access.
  • Flexible Repayment: Choose tenures from 3 months to 3 years to align with your cash flow cycles.
  • Minimal Documentation: Streamlined process with digital submission of financials and KYC.
  • Customized Solutions: Tailored loan structures for seasonal businesses, exporters, or manufacturers.

Eligibility Criteria

To qualify for a LoanPao corporate working capital loan, your business should meet the following requirements:

  • Registered business entity (Private Ltd, Public Ltd, LLP, Partnership, etc.) operating for at least 2 years.
  • Minimum annual turnover of ₹2 crore (varies by lender).
  • Positive cash flow and audited financial statements for the last 1-2 years.
  • CIBIL score of 650+ for key stakeholders or directors.
  • Compliance with RBI and SEBI regulations, with no major defaults.
  • Business operations in India, with valid GST and PAN registration.

For detailed eligibility, contact our team at info@loanpao.in or check your eligibility via our CIBIL login.

How to Apply

Applying for a corporate working capital loan with LoanPao is seamless:

  1. Submit Application: Fill out the form below with your business details.
  2. Upload Documents: Provide KYC (PAN, GST), financial statements, and bank statements (last 6-12 months).
  3. Loan Matching: Our team reviews your application and matches you with suitable lenders from our 250+ network.
  4. Receive Offers: Get customized loan offers within 24-48 hours.
  5. Disbursal: Finalize terms and receive funds directly in your business account.

Start now by filling the form below or call +91-971-769-5334 for expert guidance.

Why Choose LoanPao for Working Capital Loans?

LoanPao stands out as India’s trusted partner for corporate financing:

Extensive Lender Network

Access 250+ RBI-compliant lenders for the best loan terms.

Rapid Processing

Approvals and disbursals within 24-48 hours for urgent needs.

Secure & Transparent

SSL encryption and adherence to RBI guidelines ensure safety.

Frequently Asked Questions

A working capital loan can be used for daily operational expenses like payroll, inventory, rent, supplier payments, or managing cash flow gaps during seasonal fluctuations.

Interest rates start at 9% p.a., depending on your business profile, turnover, and credit score. Contact us for a personalized quote.

With LoanPao, approvals are processed within 24-48 hours, and funds are disbursed shortly after, depending on lender policies.

Many of our working capital loans are unsecured, but collateral may be required for larger amounts or specific lender terms. Contact us to discuss options.

Apply for a Corporate Working Capital Loan

Fill out the form below to get started, and our team will contact you within 24 hours.