Chartered Accountant Loans in India 2025
Grow your CA practice with LoanPao’s tailored loans starting at 8.0% p.a. and approvals in 24 hours.
Apply NowAbout Chartered Accountant Loans in India 2025
Chartered Accountant Loans are specialized financial products designed for practicing CAs to fund office setup, technology upgrades, or practice expansion. In 2025, with India’s financial services sector growing by 10% annually, LoanPao partners with 250+ RBI-compliant lenders to offer CA loans with rates from 8.0% p.a., minimal documentation, and approvals in 24 hours. These loans cater to both new and established CAs, ensuring seamless business growth.
Key Features of Chartered Accountant Loans
- Loan Amount: Up to ₹50 lakh, based on income and practice size.
- Interest Rates: Starting at 8.0% p.a. (fixed or floating).
- Tenure: Up to 7 years for affordable EMIs.
- Unsecured Options: No collateral required for eligible CAs.
- Digital Process: Apply online with e-KYC and instant pre-approvals.
LoanPao’s CA loans empower chartered accountants to scale their practice, invest in technology, or manage working capital with ease. Apply today!
Chartered Accountant Loan Interest Rates 2025
Compare rates from top lenders, starting at 8.0% p.a. Rates vary based on credit score, practice revenue, and loan type.
| Lender | Interest Rate (p.a.) | Processing Fee |
|---|---|---|
| ICICI Bank | 8.0%–10.5% | 0.5%–1.5% |
| HDFC Bank | 8.5%–11.0% | Up to 1% |
| Bajaj Finserv | 8.75%–11.5% | Up to 1.5% |
| Axis Bank | 8.25%–10.75% | 0.5%–2% |
Loan Comparison Tool
Our Loan Comparison Tool helps you compare rates, tenures, and fees from 250+ lenders in real-time. Enter your practice details and credit score to find the best deal.
Compare NowWhy Choose LoanPao?
LoanPao offers tailored CA loans with transparent terms, 24/7 support, and partnerships with 250+ trusted lenders, ensuring compliance with RBI and ICAI guidelines.
Low Rates
Competitive rates starting at 8.0% p.a.
Fast Approvals
Approvals within 24 hours with minimal paperwork.
Trusted Lenders
Access 250+ banks and NBFCs.
Eligibility Criteria
Check if you qualify for a LoanPao Chartered Accountant Loan:
- Profession: Practicing CA with valid ICAI membership.
- Practice Age: 1+ year of active practice.
- Income: Minimum ₹3 lakh p.a. from practice.
- Credit Score: 650+ for better rates.
- Tip: Strong practice revenue and client base improve loan terms.
Application Process
Apply for your CA loan in 5 simple steps:
- Submit online application on LoanPao’s platform.
- Provide ICAI certificate, income, and practice details.
- Get pre-approved offers from lenders.
- Complete verification (documents and financials).
- Receive funds in days.
Market Insights
In 2025, India’s financial services sector is projected to grow by 10%, with increasing demand for CA expertise. RBI’s repo rate of 5.50% has lowered professional loan rates, supporting CA practice expansion. Read more in our blog.
Testimonials
“LoanPao’s CA loan helped me set up my new office with a 8.25% rate. Approved in just 24 hours!”
Sanjay Gupta, Delhi“Their comparison tool saved me ₹1 lakh in interest. Great service for CAs!”
Pooja Sharma, Mumbai