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Business Loans in Delhi 2025

Grow your Delhi business with LoanPao’s low-rate loans from 11.5% p.a. Connect with 250+ RBI-compliant lenders for approvals in 24 hours.

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Business Loans in Delhi

Delhi, India’s economic powerhouse with an 8.5% GSDP growth in 2025, is a hub for MSMEs, startups, and enterprises. LoanPao connects Delhi businesses with 250+ RBI-compliant lenders, offering loans from ₹1 lakh to ₹5 crore at rates starting at 11.5% p.a. Top lenders like SBI, HDFC Bank, and ICICI Bank provide fast approvals in 24–48 hours, tailored for Delhi’s dynamic market in areas like Okhla, Connaught Place, and Nehru Place. Learn more about business loans.

Why Delhi Businesses Choose LoanPao

LoanPao offers unmatched benefits for Delhi entrepreneurs, combining local expertise with a vast lender network.

Low Rates

Rates from 11.5% p.a. to minimize costs.

Fast Approvals

Loan offers in 24–48 hours for Delhi businesses.

Trusted Lenders

250+ RBI-compliant partners with local expertise.

Types of Business Loans in Delhi

Choose the perfect loan for your Delhi-based business:

  • Term Loans: For expansion or equipment, with rates from 11.5% p.a.
  • Working Capital Loans: Manage inventory or operations in Delhi’s fast-paced market.
  • Secured Loans: Lower rates (11.5–14%) with collateral like property or machinery.
  • Unsecured Loans: No collateral, ideal for Delhi startups with rates from 13%. Read more.

Eligibility for Business Loans in Delhi

Meet these requirements to qualify for a loan in Delhi:

  • Annual Turnover: Minimum ₹10 lakh.
  • Business Age: At least 1 year of operations.
  • CIBIL Score: 650+ for competitive rates.
  • Documents: GST returns, ITR (2 years), bank statements (6 months), PAN, Aadhaar, business registration.
  • Business Type: Proprietorship, partnership, Pvt. Ltd., or LLP.

Verify eligibility with our eligibility calculator.

Top Lenders for Business Loans in Delhi

Compare top lenders offering business loans in Delhi for 2025:

Lender Interest Rate (p.a.) Processing Fee Tenure USP
SBI 11.50%–14.00% 0.25%–1% 1–5 years Government-backed schemes for MSMEs
HDFC Bank 13.00%–15.50% Up to 0.5% 1–5 years Fast disbursal, flexible terms
ICICI Bank 12.50%–15.00% 0.5%–1% 1–5 years Digital application process

How to Apply for a Business Loan in Delhi

Follow these steps to secure a loan with LoanPao:

  • Check eligibility using our eligibility calculator.
  • Compare loan options with our comparison tool.
  • Click Apply Now to submit your application.
  • Upload documents (GST returns, ITR, bank statements, PAN, Aadhaar).
  • Receive offers from 250+ lenders in 24–48 hours.
  • Get funds disbursed in 3–10 days.

Delhi Business Loan Market in 2025

Delhi’s economy, with an 8.5% GSDP growth in 2025, supports thriving MSME hubs in Okhla, Connaught Place, and Nehru Place. RBI’s repo rate at 5.50% ensures affordable borrowing. Fintech lenders are driving faster approvals for Delhi’s retail, IT, and manufacturing sectors. Read our blogs on RBI regulations, CIBIL score tips, or fintech trends.

Delhi Customer Testimonials

Hear from Delhi businesses succeeding with LoanPao:

  • Rahul’s Retail Store: Secured ₹25 lakh at 11.5% p.a. to expand in South Delhi. Read more.
  • Anita’s IT Startup: Got ₹40 lakh unsecured loan in 3 days in Connaught Place. Read more.
  • Vikram’s Manufacturing Unit: Used ₹30 lakh working capital loan in Okhla. Read more.
  • Neha’s E-commerce Venture: Obtained ₹15 lakh loan in Nehru Place for inventory. Read more.

Frequently Asked Questions

LoanPao connects Delhi businesses with SBI, HDFC, and ICICI for loans from ₹1 lakh to ₹5 crore at rates from 11.5% p.a.

Approvals in 24–48 hours, disbursal in 3–10 days.

Minimum ₹10 lakh turnover, 1+ year business age, 650+ CIBIL score, GST returns, ITR, PAN.

Up to ₹5 crore, based on turnover and credit profile.

Yes, startups with 1+ year of operations and 650+ CIBIL score qualify.

LoanPao offers local expertise, 250+ trusted lenders, and fast approvals tailored for Delhi businesses.

GST returns, ITR (2 years), bank statements (6 months), PAN, Aadhaar, business registration.

LoanPao’s lenders disclose all fees (0.25–1% processing) upfront.

Get Your Business Loan Today

Ready to grow your Delhi business? Apply now or explore our tools to find the best loan.

Apply Now

Calculate your EMI with our EMI calculator, compare loans with our comparison tool, or check eligibility with our eligibility calculator.