What is a Business Expansion Loan?

A business expansion loan from LoanPao empowers Indian SMEs and startups to scale in 2025. Whether you’re opening new branches, upgrading machinery, or entering new markets, our loans offer capital with interest rates starting at 8% p.a. and tenures up to 7 years. With fast disbursal and minimal documentation, LoanPao helps you seize growth opportunities.

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Benefits of Business Expansion Loans

Scale Operations

Fund new branches, product launches, or market expansion with ease.

Low Interest Rates

Access competitive rates starting at 8% p.a. for 2025.

Flexible Tenure

Choose repayment periods up to 7 years to match your cash flow.

Quick Disbursal

Get funds in 5–7 days after approval with minimal hassle.

Types of Business Expansion Loans

LoanPao offers tailored expansion loans to suit your business needs:

Infrastructure Loans

Finance new facilities, warehouses, or office spaces.

Machinery Loans

Upgrade equipment to boost production capacity.

Market Expansion Loans

Enter new regions or launch export operations.

Explore our loan products for more options.

Interest Rates for 2025

LoanPao partners with leading banks to offer competitive rates for business expansion loans:

  • SBI Business Expansion Loan: 8.5%–10% p.a.
  • HDFC SME Loan: 9%–11% p.a.
  • NBFC Expansion Loans: 10%–13% p.a.

Rates vary based on business turnover, CIBIL score, and loan amount. Use our EMI calculator to estimate repayments.

Eligibility Criteria

To qualify for a LoanPao business expansion loan in 2025, your business must meet:

  • Minimum 2 years of operations.
  • Annual turnover of ₹10 lakh or more.
  • Valid business registration (GST, Udyam, or equivalent).
  • CIBIL score of 650 or higher.
  • Detailed business expansion plan.

Learn more about startup loan eligibility for new businesses.

Documents Required

Prepare the following documents for a smooth application process:

  • KYC documents (PAN, Aadhaar of owners).
  • Business registration certificates (GST, Udyam).
  • Financial statements (balance sheet, P&L).
  • ITR for the last 2 years.
  • Bank statements (last 6 months).
  • Business expansion plan.

How to Apply for a Business Expansion Loan

Online Application

Submit your business details via our online form.

Document Upload

Provide KYC, financials, and expansion plan.

Fast Approval

Get funds disbursed in 5–7 days post-approval.

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Why Choose LoanPao for Business Expansion Loans?

LoanPao is your trusted partner for business growth in 2025:

Expert Guidance

Personalized support from our loan advisors.

Trusted Partners

Collaborate with top banks and NBFCs.

Transparent Process

No hidden fees or charges.

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Frequently Asked Questions

A business expansion loan provides capital to grow your business, such as opening new branches, upgrading infrastructure, or entering new markets.

Businesses with 2+ years of operations, ₹10 lakh turnover, a CIBIL score of 650+, and valid registrations qualify.

Rates start at 8% p.a., varying by lender, business profile, and loan amount.

Approval takes 1–3 days, with funds disbursed in 5–7 days after document verification.

KYC, business registration, financial statements, ITRs for 2 years, bank statements, and a business plan are required.