Complete guide on KYC, income and product-specific papers for instant loan applicants in India (Delhi NCR focus for service density).
Most instant loans run on e-KYC with limited uploads.
| e-KYC | PAN, Aadhaar, selfie / video KYC |
|---|---|
| Income | Bank statement or salary slip upload as asked |
| Account | Verified bank account for disbursal |
Branches may verify originals; many digital journeys accept uploads first.
Not always — salary slips and bank credits often suffice.
Commonly 3–6 months for retail; 6–12 months for business.
Provide an alternate accepted address proof from the lender list.
Yes — each applicant / co-applicant typically needs KYC.
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