Top-Up & Super Top-Up Plans Overview
LoanPao’s Top-Up & Super Top-Up Plans offer affordable health insurance with coverage up to ₹1 crore at premiums starting from ₹2,000 p.a.. These plans enhance your existing health insurance, covering high medical expenses after a deductible. Partnered with IRDAI-compliant insurers, LoanPao ensures enrollment within 1–3 days. Contact us at +91-999-163-4766 or explore our insurance options page for more.
Our e-KYC process simplifies enrollment, requiring minimal documentation. Whether it’s critical illnesses or hospitalisation, our Top-Up & Super Top-Up Plans provide robust financial protection. Learn more at contact page.
Benefits of Top-Up & Super Top-Up Plans
High Coverage
Up to ₹1 crore for major medical expenses in top up health insurance.
Affordable Premiums
Starting at ₹2,000 p.a. for super top up health insurance.
Wide Hospital Network
Cashless treatment at 10,000+ hospitals.
Trusted Insurers
IRDAI-compliant partners for reliable coverage.
Digital Enrollment
Online process with e-KYC.
Fast Claims
Quick settlement post-deductible.
Eligibility Criteria
| Criteria | Details |
|---|---|
| Applicant Type | Individuals with existing health insurance |
| Age | 18–65 years |
| Health Status | No critical illnesses at enrollment |
| Coverage | ₹5 lakh–₹1 crore |
| Deductible | ₹3 lakh–₹10 lakh (varies by plan) |
Check eligibility via our tool or email info@loanpao.in.
Coverage Details
Top-Up & Super Top-Up Plans cover:
- Hospitalisation expenses post-deductible
- Critical illnesses (e.g., cancer, heart surgery)
- Pre/Post-hospitalisation (30/60 days)
- Cashless treatment at network hospitals
- OPD expenses (select plans)
Plan Options
Choose your Top-Up & Super Top-Up Plans:
| Plan Type | Coverage | Deductible | Premium (p.a.) |
|---|---|---|---|
| Top-Up Plan | ₹5 lakh–₹20 lakh | ₹3 lakh–₹5 lakh | ₹2,000–₹5,000 |
| Super Top-Up Plan | ₹20 lakh–₹50 lakh | ₹5 lakh–₹10 lakh | ₹5,000–₹10,000 |
| Premium Super Top-Up | ₹50 lakh–₹1 crore | ₹10 lakh | ₹10,000–₹15,000 |
Compare plans on our comparison page.
How to Enroll
Steps for Top-Up & Super Top-Up Plans:
- Fill the form below with personal and policy details.
- Upload KYC, existing policy details, and medical history (if required).
- Get enrolled within 1–3 days post-verification.
Contact us at +91-999-163-4766.
Compare Top Providers
LoanPao partners with leading insurers for Top-Up & Super Top-Up Plans:
| Provider | Coverage | Deductible | Premium (p.a.) |
|---|---|---|---|
| Star Health | ₹5 lakh–₹50 lakh | ₹3 lakh–₹5 lakh | ₹2,500–₹8,000 |
| HDFC Ergo | ₹10 lakh–₹1 crore | ₹5 lakh–₹10 lakh | ₹3,000–₹12,000 |
| ICICI Lombard | ₹5 lakh–₹1 crore | ₹3 lakh–₹10 lakh | ₹2,000–₹15,000 |
Compare more on our comparison page.
Why Choose LoanPao
LoanPao excels for Top-Up & Super Top-Up Plans:
Wide Insurer Network
Compare IRDAI-compliant insurers.
24/7 Support
Reach us at +91-999-163-4766.
Tips for Enrollment
Boost your chances for Top-Up & Super Top-Up Plans:
- Ensure your base health policy is active.
- Declare accurate medical history.
- Choose a deductible you can cover.
- Apply early via our eligibility tool.
Frequently Asked Questions
Customer Testimonials
Rahul Mehta
"LoanPao’s Top-Up Plan saved us during a medical emergency. Excellent coverage!"
★★★★★
Sonia Verma
"Affordable and comprehensive Super Top-Up Plan. Highly recommended."
★★★★★
Amit Joshi
"Quick enrollment and great support from LoanPao team."
★★★★★