/* FinPoan-inspired homepage for LoanPao */
.home-finpoan{font-family:Inter,system-ui,sans-serif;color:#0f172a;background:#fff}
.home-finpoan *{box-sizing:border-box}
.fp-topbar{background:#0d9488;color:#fff;font-size:13px}
.fp-topbar-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:10px 0;flex-wrap:wrap}
.fp-top-left{display:flex;gap:12px}
.fp-top-left a{color:#fff;opacity:.9}
.fp-top-mid{opacity:.95;text-align:center;flex:1}
.fp-top-right{display:flex;gap:16px}
.fp-top-right a{color:#fff;text-decoration:none;display:inline-flex;align-items:center;gap:6px}

.fp-header{background:#fff;border-bottom:1px solid #f1f5f9;position:sticky;top:0;z-index:100}
.fp-header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 0}
.fp-nav{display:flex;align-items:center;gap:6px;flex-wrap:wrap}
.fp-nav>a,.fp-nav-item>a{padding:8px 12px;color:#0f172a;text-decoration:none;font-size:14px;font-weight:500;border-radius:8px}
.fp-nav>a:hover,.fp-nav-item>a:hover{color:#0d9488}
.fp-nav-item{position:relative}
.fp-nav-item>a i{font-size:10px;margin-left:4px;opacity:.6}
.fp-mega,.fp-drop{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid #e2e8f0;border-radius:12px;padding:10px;min-width:200px;box-shadow:0 12px 40px rgba(15,23,42,.1);z-index:50}
.fp-mega{display:none;grid-template-columns:1fr 1fr;gap:4px;min-width:360px;padding:14px}
.fp-nav-item:hover .fp-drop{display:block}
.fp-nav-item:hover .fp-mega{display:grid}
.fp-mega a,.fp-drop a{display:block;padding:8px 12px;color:#334155;text-decoration:none;font-size:13px;border-radius:8px}
.fp-mega a:hover,.fp-drop a:hover{background:#f0fdfa;color:#0d9488}
.fp-mega-all{grid-column:1/-1;font-weight:600;color:#0d9488!important}
.fp-header-actions{display:flex;align-items:center;gap:10px}
.fp-btn-ghost{padding:10px 16px;border:1px solid #e2e8f0;border-radius:999px;color:#0f172a;text-decoration:none;font-weight:600;font-size:14px}
.fp-btn-dark{padding:10px 18px;background:#0f172a;color:#fff;border-radius:999px;text-decoration:none;font-weight:600;font-size:14px;display:inline-flex;align-items:center;gap:8px}
.fp-btn-dark:hover{background:#1e293b}
.fp-btn-green{display:inline-flex;align-items:center;gap:8px;padding:12px 22px;background:#0d9488;color:#fff;border-radius:999px;text-decoration:none;font-weight:600;font-size:14px;border:none;cursor:pointer}
.fp-btn-green:hover{background:#0f766e;color:#fff}
.fp-btn-block{width:100%;justify-content:center}
.fp-btn-outline-light{display:inline-flex;padding:12px 22px;border:1px solid rgba(255,255,255,.4);border-radius:999px;color:#fff;text-decoration:none;font-weight:600;margin-left:10px}
.fp-mobile-toggle{display:none;background:none;border:none;font-size:1.25rem;cursor:pointer}

.fp-hero{background:linear-gradient(135deg,#eef2ff 0%,#f5f3ff 40%,#ecfeff 100%);padding:60px 0 0;position:relative;overflow:hidden}
.fp-hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center;padding-bottom:40px}
.fp-eyebrow{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#0d9488;margin:0 0 12px}
.fp-hero-copy h1{font-size:clamp(2.2rem,4.5vw,3.4rem);font-weight:800;line-height:1.12;margin:0 0 20px;letter-spacing:-.03em;color:#0f172a}
.fp-hero-list{list-style:none;padding:0;margin:0 0 28px}
.fp-hero-list li{display:flex;align-items:center;gap:10px;margin-bottom:10px;color:#475569;font-size:15px}
.fp-hero-list i{color:#0d9488;font-size:12px}
.fp-hero-cta-row{display:flex;flex-wrap:wrap;align-items:center;gap:20px}
.fp-rating{font-size:13px;color:#64748b}
.fp-rating .stars{color:#f59e0b;margin-right:6px}
.fp-enquiry-card{background:#fff;border-radius:20px;padding:28px;box-shadow:0 25px 50px -12px rgba(15,23,42,.15)}
.fp-enquiry-card h3{margin:0 0 6px;font-size:1.2rem;font-weight:800}
.fp-enq-sub{font-size:13px;color:#64748b;margin:0 0 16px;line-height:1.5}
.fp-enquiry-card label{display:block;font-size:12px;font-weight:600;color:#475569;margin:10px 0 4px}
.fp-enquiry-card input,.fp-enquiry-card select{width:100%;padding:11px 12px;border:1px solid #e2e8f0;border-radius:10px;font-size:14px;background:#f8fafc}
.fp-enquiry-card input:focus,.fp-enquiry-card select:focus{outline:2px solid #14b8a6;background:#fff}
.fp-form-2{display:grid;grid-template-columns:1fr 1fr;gap:12px}

.fp-product-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:0;background:#fff;border-radius:24px;box-shadow:0 20px 50px -15px rgba(15,23,42,.12);overflow:hidden;position:relative;z-index:2;margin-top:-20px;margin-bottom:-40px}
.fp-pcard{padding:32px 28px;border-right:1px solid #f1f5f9}
.fp-pcard:last-child{border-right:none}
.fp-pcard-tag{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:600;color:#0d9488;margin-bottom:10px}
.fp-pcard h3{font-size:1.35rem;font-weight:800;margin:0 0 10px}
.fp-pcard p{font-size:14px;color:#64748b;line-height:1.6;margin:0 0 14px}
.fp-pcard ul{margin:0 0 20px;padding-left:18px;color:#475569;font-size:13.5px;line-height:1.7}
.fp-pcard ul li{margin-bottom:4px}

.fp-features{background:linear-gradient(180deg,#eef2ff,#f8fafc);padding:100px 0 70px;margin-top:40px}
.fp-features-head{display:grid;grid-template-columns:1fr 1fr;gap:40px;margin-bottom:40px;align-items:end}
.fp-features-head h2{font-size:clamp(1.8rem,3vw,2.5rem);font-weight:800;line-height:1.15;margin:0;letter-spacing:-.02em}
.fp-features-head p{color:#64748b;font-size:15px;line-height:1.7;margin:0}
.fp-feat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.fp-feat{background:#fff;border-radius:16px;padding:24px;border:1px solid #eef2f7}
.fp-feat i{color:#0d9488;font-size:1.25rem;margin-bottom:12px}
.fp-feat h4{margin:0 0 8px;font-size:15px}
.fp-feat p{margin:0;font-size:13px;color:#64748b;line-height:1.55}

.fp-stats-why{padding:70px 0}
.fp-stats-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px;align-items:center}
.fp-stats{display:flex;flex-direction:column;gap:24px}
.fp-stat-num{display:block;font-size:3rem;font-weight:800;color:#0d9488;line-height:1}
.fp-stat-lbl{font-size:14px;color:#64748b}
.fp-why-block h2{font-size:1.75rem;font-weight:800;margin:0 0 12px}
.fp-why-block>p{color:#64748b;margin:0 0 16px}
.fp-why-block ul{margin:0 0 24px;padding-left:18px;line-height:1.8;color:#334155;font-size:14px}

.fp-cats{padding:70px 0;background:#f8fafc}
.fp-sec-head{margin-bottom:32px}
.fp-sec-head.center{text-align:center}
.fp-sec-head.row{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;flex-wrap:wrap}
.fp-sec-head h2{font-size:1.75rem;font-weight:800;margin:0 0 6px}
.fp-sec-head p{color:#64748b;margin:0}
.fp-cat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.fp-cat-grid a{background:#fff;border:1px solid #eef2f7;border-radius:16px;padding:22px;text-decoration:none;color:#0f172a;display:flex;flex-direction:column;gap:6px;transition:box-shadow .15s,border-color .15s}
.fp-cat-grid a:hover{border-color:#99f6e4;box-shadow:0 12px 24px -8px rgba(15,23,42,.1)}
.fp-cat-grid i{color:#0d9488;font-size:1.2rem;margin-bottom:4px}
.fp-cat-grid strong{font-size:14px}
.fp-cat-grid span{font-size:12px;color:#64748b}
.fp-text-link{color:#0d9488;font-weight:600;text-decoration:none;font-size:14px}
.center{text-align:center;margin-top:20px}

.fp-process{padding:70px 0}
.fp-process-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.fp-steps{margin-top:24px}
.fp-step{display:grid;grid-template-columns:40px 1fr;gap:14px;padding-bottom:20px;position:relative}
.fp-step:not(:last-child)::before{content:"";position:absolute;left:19px;top:40px;bottom:0;width:2px;background:#ccfbf1}
.fp-step span{width:40px;height:40px;border-radius:50%;background:#0d9488;color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;position:relative;z-index:1}
.fp-step h4{margin:4px 0 4px;font-size:15px}
.fp-step p{margin:0;font-size:13px;color:#64748b}
.fp-compare-card{background:#f0fdfa;border:1px solid #ccfbf1;border-radius:20px;padding:28px}
.fp-compare-card h3{margin:0 0 8px;font-size:1.15rem}
.fp-compare-card>p{font-size:14px;color:#475569;margin:0 0 16px;line-height:1.6}
.fp-chips{display:flex;flex-wrap:wrap;gap:8px}
.fp-chips a{padding:8px 14px;border-radius:999px;border:1px solid #e2e8f0;background:#fff;color:#0f172a;font-size:13px;font-weight:600;text-decoration:none}
.fp-chips a.on,.fp-chips a:hover{background:#0d9488;border-color:#0d9488;color:#fff}

.fp-emi{padding:70px 0;background:#f8fafc}
.fp-emi-box{display:grid;grid-template-columns:1.2fr .8fr;gap:24px;max-width:900px;margin:0 auto;background:#fff;border-radius:20px;padding:28px;border:1px solid #eef2f7}
.fp-emi-inputs label{display:flex;justify-content:space-between;font-size:13px;font-weight:600;margin:14px 0 6px}
.fp-emi-inputs input[type=range]{width:100%}
.fp-emi-result{background:#0f172a;color:#fff;border-radius:16px;padding:28px;text-align:center;display:flex;flex-direction:column;justify-content:center}
.fp-emi-label{font-size:13px;opacity:.7}
.fp-emi-num{font-size:2.2rem;font-weight:800;color:#5eead4;margin:8px 0 16px}
.fp-emi-meta{display:flex;flex-direction:column;gap:6px;font-size:13px;opacity:.85}
.fp-emi-note{font-size:11px;opacity:.55;margin:14px 0 0}

.fp-lenders{padding:70px 0}
.fp-lender-row{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
.fp-lender{background:#fff;border:1px solid #eef2f7;border-radius:14px;padding:18px;display:flex;flex-direction:column;gap:4px}
.fp-lender strong{font-size:14px}
.fp-lender span{font-size:12px;color:#64748b}
.fp-lender em{font-style:normal;font-size:13px;font-weight:700;color:#0d9488;margin-top:6px}
.fp-lender a{font-size:13px;font-weight:600;color:#0d9488;text-decoration:none;margin-top:8px}

.fp-cities{padding:60px 0;background:#f8fafc}
.fp-city-chips{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;max-width:900px;margin:0 auto}
.fp-city-chips a{padding:8px 16px;border-radius:999px;border:1px solid #e2e8f0;background:#fff;font-size:13px;font-weight:600;color:#0f172a;text-decoration:none}
.fp-city-chips a.on,.fp-city-chips a:hover{background:#0d9488;border-color:#0d9488;color:#fff}

.fp-guides{padding:70px 0}
.fp-guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.fp-guide{background:#fff;border:1px solid #eef2f7;border-radius:16px;padding:24px;text-decoration:none;color:inherit;transition:box-shadow .15s}
.fp-guide:hover{box-shadow:0 12px 24px -8px rgba(15,23,42,.1)}
.fp-guide span{font-size:11px;font-weight:700;color:#0d9488;text-transform:uppercase;letter-spacing:.04em}
.fp-guide h3{font-size:15px;margin:8px 0;color:#0f172a}
.fp-guide p{font-size:13px;color:#64748b;margin:0;line-height:1.5}

.fp-faq{padding:70px 0;background:#f8fafc}
.fp-faq-inner{max-width:720px;margin:0 auto}
.fp-faq details{background:#fff;border:1px solid #e2e8f0;border-radius:12px;margin-bottom:10px;padding:0}
.fp-faq summary{cursor:pointer;padding:16px 18px;font-weight:600;list-style:none}
.fp-faq summary::-webkit-details-marker{display:none}
.fp-faq details div{padding:0 18px 16px;font-size:14px;color:#475569;line-height:1.65}

.fp-cta{background:linear-gradient(135deg,#0f172a,#0f766e);color:#fff;text-align:center;padding:64px 0}
.fp-cta h2{margin:0 0 10px;font-size:1.6rem;font-weight:800}
.fp-cta p{margin:0 0 24px;opacity:.9}
.fp-cta .fp-btn-dark{background:#fff;color:#0f766e}

.fp-footer{background:#0b1220;color:#94a3b8;padding:56px 0 0;font-size:14px}
.fp-footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:32px;padding-bottom:40px}
.fp-footer h4{color:#fff;font-size:14px;margin:0 0 14px}
.fp-footer ul{list-style:none;padding:0;margin:0}
.fp-footer li{margin-bottom:8px}
.fp-footer a{color:#94a3b8;text-decoration:none}
.fp-footer a:hover{color:#5eead4}
.fp-social{display:flex;gap:10px;margin-top:14px}
.fp-social a{width:36px;height:36px;border-radius:50%;background:#1e293b;display:flex;align-items:center;justify-content:center;color:#fff}
.fp-footer-bottom{border-top:1px solid #1e293b;padding:16px 0;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:13px}
.fp-footer-bottom a{margin-left:14px;color:#64748b}

@media(max-width:1000px){
  .fp-nav{display:none}
  .fp-mobile-toggle{display:block}
  .fp-hero-grid,.fp-features-head,.fp-stats-grid,.fp-process-grid,.fp-emi-box{grid-template-columns:1fr}
  .fp-product-cards,.fp-feat-grid,.fp-cat-grid,.fp-guide-grid{grid-template-columns:1fr 1fr}
  .fp-lender-row{grid-template-columns:1fr 1fr}
  .fp-footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:600px){
  .fp-product-cards,.fp-feat-grid,.fp-cat-grid,.fp-guide-grid,.fp-lender-row,.fp-form-2{grid-template-columns:1fr}
  .fp-top-mid{display:none}
}


/* Hero visual panel (FinPoan-like soft shape) */
.fp-hero-visual-art{
  position:absolute;right:-5%;top:10%;width:48%;height:80%;
  background:radial-gradient(circle at 60% 40%,rgba(13,148,136,.12),transparent 55%),
             radial-gradient(circle at 30% 70%,rgba(99,102,241,.1),transparent 50%);
  border-radius:50% 40% 60% 40%;pointer-events:none;z-index:0;
}
.fp-hero-grid{position:relative;z-index:1}
.fp-stat-num{transition:transform .3s}
.fp-pcard,.fp-feat,.fp-cat-grid a,.fp-lender,.fp-guide{
  transition:transform .35s cubic-bezier(.22,1,.36,1), box-shadow .35s, border-color .2s;
}
.fp-pcard:hover,.fp-feat:hover,.fp-cat-grid a:hover,.fp-lender:hover,.fp-guide:hover{
  transform:translateY(-4px);
}

/* Mobile / tablet homepage */
@media (max-width: 1000px) {
  .fp-nav { display: none !important; }
  .fp-header-inner { flex-wrap: wrap; }
  .fp-header-actions { margin-left: auto; }
  .fp-mobile-toggle {
    display: inline-flex !important;
    min-width: 44px;
    min-height: 44px;
    align-items: center;
    justify-content: center;
    border: none;
    background: transparent;
    font-size: 1.4rem;
  }
  .fp-nav.open {
    display: flex !important;
    flex-direction: column;
    width: 100%;
    order: 10;
    padding: 8px 0 16px;
    gap: 4px;
  }
  .fp-nav.open .fp-nav-item { width: 100%; }
  .fp-nav.open .fp-mega,
  .fp-nav.open .fp-drop {
    position: static;
    display: none;
    box-shadow: none;
    border: none;
    min-width: 100%;
  }
  .fp-nav.open .fp-nav-item.open .fp-mega,
  .fp-nav.open .fp-nav-item.open .fp-drop {
    display: grid;
    grid-template-columns: 1fr;
  }
  .fp-hero-grid,
  .fp-tools-grid,
  .fp-products,
  .fp-city-chips {
    grid-template-columns: 1fr !important;
  }
  .fp-city-chips { display: flex; flex-wrap: wrap; gap: 8px; }
}

@media (max-width: 600px) {
  .fp-top-mid { display: none; }
  .fp-topbar-inner { justify-content: center; }
  .fp-hero { padding: 28px 0; }
  .fp-hero h1 { font-size: 1.6rem !important; }
}


/* ===== Mobile menu + soft colour (homepage) ===== */
.fp-mobile-toggle{
  display:none;
  border:1px solid #e2e8f0;
  background:#f8fafc;
  border-radius:10px;
  min-width:44px;min-height:44px;
  align-items:center;justify-content:center;
  font-size:1.35rem;cursor:pointer;color:#0f172a;
}
.fp-mobile-toggle:hover{background:#f0fdfa;border-color:#99f6e4}

/* Soft section colours — normal site, not flashy */
.fp-cats{background:#f0fdfa}
.fp-process{background:#fff}
.fp-emi{background:#f8fafc}
.fp-lenders{background:#fff}
.fp-cities{background:linear-gradient(180deg,#f0fdfa 0%,#fff 100%)}
.fp-guides{background:#f8fafc}
.fp-faq{background:#fff}
.fp-features{background:#fff}
.fp-stats-why{background:#f8fafc}
.fp-hero{
  background:linear-gradient(135deg,#f0fdfa 0%,#ffffff 45%,#f8fafc 100%);
}
.fp-pcard,.fp-feat,.fp-lender,.fp-guide{
  background:#fff;
  border:1px solid #e2e8f0;
  box-shadow:0 4px 14px rgba(15,23,42,.04);
}
.fp-pcard:hover,.fp-feat:hover,.fp-lender:hover,.fp-guide:hover{
  border-color:#99f6e4;
  box-shadow:0 8px 24px rgba(13,148,136,.1);
}
.fp-footer{background:#0f172a}
.fp-cat-grid a{
  background:#fff;
  border:1px solid #e2e8f0;
  border-radius:12px;
  padding:14px 16px;
  transition:border-color .2s,box-shadow .2s,transform .2s;
}
.fp-cat-grid a:hover{
  border-color:#0d9488;
  box-shadow:0 6px 18px rgba(13,148,136,.12);
  transform:translateY(-2px);
}

@media (max-width: 1000px) {
  .fp-mobile-toggle{display:inline-flex !important}
  .fp-nav{
    display:none !important;
    width:100%;
    flex-direction:column;
    align-items:stretch;
    gap:2px;
    padding:8px 0 12px;
    border-top:1px solid #f1f5f9;
    margin-top:8px;
  }
  .fp-nav.open{
    display:flex !important;
  }
  .fp-header-inner{
    flex-wrap:wrap;
    align-items:center;
  }
  .fp-header-actions{
    margin-left:auto;
  }
  .fp-nav.open > a,
  .fp-nav.open .fp-nav-item > a{
    display:flex;
    width:100%;
    padding:12px 10px;
    justify-content:space-between;
    border-radius:8px;
  }
  .fp-nav.open .fp-mega,
  .fp-nav.open .fp-drop{
    position:static !important;
    display:none;
    box-shadow:none;
    border:none;
    min-width:100%;
    padding:0 0 8px 8px;
    grid-template-columns:1fr !important;
  }
  .fp-nav.open .fp-nav-item.open .fp-mega,
  .fp-nav.open .fp-nav-item.open .fp-drop{
    display:grid !important;
  }
  .fp-hero-grid{
    grid-template-columns:1fr !important;
    gap:24px;
  }
  .fp-cat-grid,
  .fp-process-grid,
  .fp-guides-grid,
  .fp-lenders-grid{
    grid-template-columns:1fr !important;
  }
  .fp-btn-ghost{display:inline-flex}
}

@media (max-width: 600px) {
  .fp-top-mid{display:none}
  .fp-hero h1{font-size:1.55rem !important;line-height:1.25}
  .fp-hero{padding:28px 0 36px}
  .fp-section{padding:36px 0}
}


/* Colourful homepage sections */
.home-finpoan .fp-hero{background:linear-gradient(145deg,#ecfdf5,#f0fdfa 50%,#f8fafc)}
.home-finpoan .fp-cats{background:linear-gradient(180deg,#ccfbf1 0%,#f0fdfa 40%,#fff 100%)}
.home-finpoan .fp-stats-why,.home-finpoan .fp-cities{background:#f0fdfa}
.home-finpoan .fp-process,.home-finpoan .fp-guides{background:#f8fafc}
.home-finpoan .fp-emi{background:#ecfdf5}
.home-finpoan .fp-pcard,
.home-finpoan .fp-feat,
.home-finpoan .fp-lender,
.home-finpoan .fp-guide,
.home-finpoan .fp-cat-grid a{
  border:1px solid #99f6e4;
  box-shadow:0 4px 16px rgba(13,148,136,.07);
}


@media (max-width: 1024px) {
  html, body, .home-finpoan {
    overflow-x: hidden !important;
    overflow-y: auto !important;
    height: auto !important;
  }
  .reveal,
  html.js-reveal-ready .reveal:not(.is-visible) {
    opacity: 1 !important;
    transform: none !important;
  }
}