LTV = Loan ÷ Property value. Higher LTV means lower borrower margin.
- Affects approval and risk grade
- Caps borrowing against property
Loan to Value (LTV) Ratio Explained
LTV is loan amount as a share of asset value — key for home loans and LAP.
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What is this article about?
LTV is loan amount as a share of asset value — key for home loans and LAP.
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